November 8, 2007

What do you need to read?

I was supposed to do "Need to Reads" on Friday, but have realized that simply will not work. You need to read these two links now, while the conversations are still current. Why wait until Friday?

She Doesn't Get It is talking about crazy kids and their parents. In short, whose fault is is when kids get out of control - the parents? Or the kids? Check it out via the Out of Control Kids Our Fault? post. Sadly, it only confirmed what I suspected - folks are irritated by my kids. I cannot blame them, I am irritated by them as well. All kidding aside, many of the comments made me sad. Just sad. Are we really becoming a nation of Kid Haters?

Over at The Soccer Mom Vote, they are discussing Universal Health Care and Melanie is discussing such flamboyant ideas as "personal responsibility":

"Over the last forty years we've somehow come to the conclusion that we are owed something simply because we live in the United States of America. Every election we are ready and willing to hand over more of our responsibility to the government so we don't have to think about taking care of ourselves."

Frankly, I agree with her. I know that is not a popular opinion, but I do believe it is X's and my responsibility to get insurance for our family. I am most certainly not comfortable with the government being in charge of my healthcare, that is for damned sure. And if the government does take it over, how scary would that be? Jacking up our taxes even further and then we would have no choices. And no, I am not sitting here pretty all set up with insurance. In fact, our insurance currently costs more than our mortgage. No, I am not particularly excited about it, but I do not complain because that is just the way it is. I could gripe about how crappy it is that X has diabetes and now we can never, ever, ever go without insurance, but the cold-hearted truth is that sometimes, life sucks.

9 comments:

Monkey McWearingChaps said...

My current problem with the healthcare debate is the amount of responsibility for high costs shoved off on to attorneys. Medical malpractice is not what drives up costs in the US-it's the high cost of R&D which has to be recouped through the American consumer (a direct side effect of the privatised system) combined with the costs associated with end-of-life care (a philosophical choice we've made as a principal of care). I wish people would crack open a healthcare law/policy book before shooting their mouths off about attorneys sometime-and before anyone bags on me about those books being biased, those studies were conducted by Germans, who have the most expensive healthcare system in the world after ours and wanted more info on why we pay so much.

I don't know-I've lived under both a socialised medical system (Canada) and an American system. I owe my good dental health partially to Canada, that's for sure. I don't mind socialised systems but they depend too heavily on a certain population pyramid to be effective, generally difficult for a Westernised country to maintain in the long run as birth rates decrease.

Monkey McWearingChaps said...

Oh and on taxes-you can't imagine the rage I felt when I saw my post-tax paycheck.

48.5% GONE, straight gone. With my new savings plan I am saving something like 60% of my take-home pay. I frocking hate California sometimes.

zoot said...

I think my issue is that things like SCHIP don't mean "Universal Healthcare" but people think it does and think that if we increase the limit we are somehow opening the door for Universal Healthcare, when in reality, we're just trying to cover our kids. Who, yes, in a perfect world would have parents who could cover them, but that's not always the case.

And there are still so many very good people in decent blue-collar jobs (that pay more than would qualify for Medicaid) who don't get insured through their companies and such and can't afford the premiums on their own. I don't think it makes them bad or irresponsible parents, it just is a fact of life and it would be nice if at least their kids could be insured.

It just sucks that there are gobs of people grouping things like SCHIP in with Universal Healthcare so it scares people out of supporting it.

And I'm not necessary blindly supportive of Universal Healthcare, but I'm also not against it either. It don't think it's that black/white for me - as someone who was on Medicaid for years and then had myself and my child both on no insurance for years. Fearing illness. I just can't pick a side that easily. It would all depend on execution.

I'm just speaking here about SCHIP. I wish that had more support and less connotative association with Universal Healthcare.

Dooneybug said...

I agree wholeheartedly with you Cagey. People need to be responsible for their own usage of health care. Do we really want to become a society that is at the mercy of the government on what type of care we can receive?

I'm excited about my husband's work switching over from traditional HMO plans to HSA's. We can go to any doctor we want for any medical reason and use the money in the account to pay for it. Sure, there's a high deductible up front but the money you save monthly from the high premiums that we use to pay towards the HMO, actually comes out in our favor. And the money that you put into the account is not taxed. There are a lot of people at his work up in arms over this because they don't understand the benefits and savings. More than anything, I think it's that it's a change and so different than what people are used to doing and most people don't do well with change.

Cagey said...

Monkey,
Good points on the malpractice side - X and I were just discussing that this morning and he made the same point that you did. That malpractice is that big of a cost as it is sometimes portrayed.

Zoot,
Thank you SO MUCH for pointing out the difference between SCHIP and "Universal Healthcare". I suspect I was not the only one who did not realize the difference. I definitely need to read more about it. I was really nervous about even writing what I did here - believe it or not, I try not to be controversial on my blogs. However, Soccer Mom is such a good read that I wanted to point out what they were doing over there with the discussions on healthcare.

Dooney,
I think you are correct in that folks do not often understand the tax ramifications. Whew! That would be another post entirely!

Mojavi said...

i agree... I do find a grey area when it comes to single mothers or blue collar who work and can't afford to pay for insurance. I think there needs to be a happy medium somewhere. But other than that I didn't dream of being a database designer when I was a little girl, I also didn't DREAM of joining the military to pay for college... it is things I DID because I wanted to not be POOR! KWIM!!

Leah said...

amen, sister... sometimes feel like the only person who thinks that though!

Anjali said...

Well, there's the big issue, too, that many, many employers don't and won't provide insurance. That's the real problem here. Many small businesses trying to stay afloat can't afford to insure their employees. (And then there are the very large, very profitable employers who simply won't). And it's not just the blue collar jobs- many white collar jobs don't insure their employees. And these employees can't afford any sort of private insurance.

I would love to take all of my taxes being paid for a useless war, and divert it to insure others.

Brennan said...

Following up on what Zoot said, the only Democratic presidential candidate really pushing for government run health care for all is Dennis Kucinich. The rest of their proposals are combinations of trying to make private health care more affordable and then encouraging or requiring more people to buy insurance...so there are fewer uninsured people defaulting on hospital bills and driving up costs for the rest of us, and fewer people waiting until they need insurance to buy it only to find out no insurance company will cover their preexisting condition.